Microsoft 365 in India: price and how to pay
Personal ₹689/mo · ≈ $7.20 · verified 2026-08-29
Source · verified 2026-08-29
Microsoft 365 is one of the better-priced subscriptions in India: Personal verified at Rs 689 a month (about $7.20) on 2026-08-29, with Family at Rs 819 covering up to six people and the stripped-down Basic at Rs 149. Each tier includes Copilot features and 1 TB of OneDrive on Personal — a bundle that undercuts paying separately for storage and Office apps anywhere else.
Plans in India
| Plan | USD | Local |
|---|---|---|
| Personal | $7.20 | ₹689 |
| Basic | $1.56 | ₹149 |
| Family | $8.55 | ₹819 |
| Premium | $20.88 | ₹1,999 |
Payment in India
- Local card
- Play gift card
- Apple gift card
- Apple Pay
Billed through Apple in India — your Apple account must be set to India. Apple ID credit in this storefront can pay the in-app price.
How to subscribe
- 1Decide the tier first: solo users want Personal (Rs 689), households of three or more save heavily on Family (Rs 819 split six ways).
- 2Subscribe through the Microsoft 365 (Copilot) app or microsoft.com/india — both price in rupees for Indian accounts.
- 3Pay by card; Microsoft India billing also accepts netbanking and UPI through its web checkout, unlike app-store purchases.
- 4After payment, sign into office.com with the same Microsoft account to confirm Word, Excel and the OneDrive quota activated.
Questions
How much is Microsoft 365 in India?
Personal $7.20/mo, Basic $1.56/mo, Family $8.55/mo, Premium $20.88/mo as of 2026-08-29. Source linked on the page.
Which payment methods work for Microsoft 365 in India?
The "Payment in India" section above lists each method we could confirm for this storefront, with the dated note underneath explaining how billing actually works there.
Can I pay for Microsoft 365 India with UPI?
Yes, on the Microsoft website. The Indian Microsoft Store checkout supports UPI alongside cards and netbanking for recurring subscriptions — this is one of the few global services where the local rails work directly. In-app purchases through the Apple App Store bill through Apple instead, so stick to the website if UPI is how you want to pay.
Is Family worth it for just two people in India?
At Rs 819 versus Rs 689 for Personal, Family breaks even once you value what it includes: six times the OneDrive storage pool (6 TB total) and desktop Office for everyone. Two heavy users who both need more than the Personal 1 TB easily justify the Rs 130 difference.
What happens to my files if I cancel?
Nothing vanishes immediately. When a Microsoft 365 subscription ends, your storage allowance drops back to the free 5 GB; if you are over, OneDrive stops syncing new files but keeps existing ones readable for a grace period. Download or prune before cancelling to avoid the lockout awkwardness.
